1. Review our pick of the best offshore investments or simply complete our enquiry form to request an adviser to contact you & start building a portfolio tailored to your risk/return needs

2. Read fund prospectus

3. Request an e-application form by clicking on the link

4. Post the completed application form to our recommended, regulated adviser & send money direct to the fund provider.

NutsOffshore.com Ltd

Offshore Life Assurance Bond

Offshore Life Assurance Bond


Invest in 10,000+ offshore funds		"Combines the benefits of a massive fund supermarket & the dealing desk of a private bank"
You save on fund bid/offer fees
Tax free growth
Telephone or Fax dealing
Privacy & Security		We save you 6.5%
Valuable Tax Breaks

An Offshore Life Assurance Bond (OLAB) or sometimes called an Offshore Wrap Account, combines the discounts of a fund supermarket with the benefits of the dealing desk of a private bank. If you are a UK resident Non-domicile (Non-Dom) then why not move your offshore savings into offshore funds with an OLAB and forget the 30K PA fees. Read the recent Sunday Times article for more info. Contact Us for more information and the best deals. It is the ideal investment solution for the larger, offshore investor who falls into one of the following categories (please click the underlined links): International Investors (+) Save on Deal Fees by lowering your fund bid/offer spread from 5% to normally 0-1% *Access to non-retail funds* *High interest offshore deposit accounts* *Live dealing desk* instructed by fax *Monthly portfolio valuation* by email and on request *Reduced paperwork* since you have only one account not lots of different fund holdings and thereby Improved control of your portfolio, ensuring you & your adviser can concentrate on investment performance EU Resident Investors - Non-UK (+) No EU Withholding tax Save on Deal Fees by lowering your fund bid/offer spread from 5% to normally 0-1% *Access to non-retail funds* *High interest offshore deposit accounts* *Live dealing desk* instructed by fax *Monthly portfolio valuation* by email and on request *Reduced paperwork* since you have only one account not lots of different fund holdings and thereby Improved control of your portfolio, ensuring you & your adviser can concentrate on investment performance Offshore Companies (+) *Faster dealing & reduced paperwork. Investing as a company involves lots of due diligence (paperwork) and this workload is multiplied by the number of funds. Redeeming one fund and purchasing another can create dealing and settlement delays plus mountains of paperwork. Going direct into one or two passive funds you intend to hold for years is fine, but if you are serious about investing, then this is the account for you. Save on Deal Fees* by lowering your fund bid/offer spread from 5% to normally 0-1% *Access to non-retail funds* *High interest offshore deposit accounts* *Live dealing desk* instructed by fax *Monthly portfolio valuation* by email and on request *Reduced paperwork* since you have only one account not lots of different fund holdings and thereby Improved control of your portfolio, ensuring you & your adviser can concentrate on investment performance *UK Residents including Non-Doms (+) UK Tax Advantages (+) Defer any gains to when you are a low or non-taxpayer (i.e. overseas) Gross roll-up of your capital (i.e. no capital gains when swapping between offshore funds & no tax at fund level) Draw up to 5% per annum without immediate UK tax liability No EU Withholding tax Build independent savings without lifetime limits Valuable UK tax breaks not available when investing direct into offshore funds Save on Deal Fees by lowering your fund bid/offer spread from 5% to normally 0-1% Access to non-retail funds High interest offshore deposit accounts Live dealing desk instructed by fax Monthly portfolio valuation by email and on request Reduced paperwork** since you have only one account not lots of different fund holdings and thereby Improved control of your portfolio, ensuring you & your adviser can concentrate on investment performance

Reserve Account from Friends Provident International is certainly rated as the lowest cost offshore bond especially after our 6.5% commission discount, however there may be other considerations (ie if you are a UK national resident in Spain in which case you need another provider), so we have ensured discounted access to all the offshore providers including:

Prudential, AEGON Scottish Equitable International (AEGON), Scottish Life Int., Royal Skandia, Norwich Union International, Clerical Medical International, Scottish Provident Int., Standard Life Int., Canada Life Int, etc.

Contact us now for fund advice tailored to your individual risk profile and we will blend together a selection of our recommended funds into a balanced, growth oriented portfolio that performs regardless of any downturn in a single market or economy.


Reserve Documents
Reserve Brochure		Application Form
Guide to Collective Investments		(UK Residents only)
Guide to Personal Investments		(International Investors)
Fact Sheet
How safe are your investments?
UK Tax Advantages

Reserve Charges (after our 6.5% commission rebate)
Based on cash or assigned mutual funds of total min. value of £100,000

1) Establishment Fee		1.50% bid/offer (instead of 8%) or 0.091 per quarter for 5 yrs only (capital invested not fund value)
2) Administration Charge		£106.50 per quarter
3) Fee for each fund buy or sale		£23.50 + 8 EUR equivalent


Company Name		Friends Provident International
Funds under management		£101 billion (Friends Provident Group on 30/06/07)*.
Account Name		Reserve
Account Type		Offshore Portfolio Bond
Jurisdiction		Isle of Man
Minimum Investment		£50,000 or equivalent transfer of
		existing funds/share holding.
Maximum Investment		None
Acceptable Currencies		£ Stg, US $, € Euro, HK $, Swedish Krona, AUD, Yen, etc.

Contact us for our best quote through our enquiry form.

* Aimed at UK Expatriates becoming UK residents.

Offshore Life Assurance Bond

Open a Luxembourg account through our regulated broker & save up to 80% on Fees*

Number of offshore funds	6000+
Number of fund companies	160+
Normal Fund Front End Load*	5.0%+
Front End Load You Pay*	1%
Amount saved on every deal	4%
Deal Fee (buy or sell)**	€5-25
Annual account fee**	€36
Other fees*	None

Choose from HSBC, Fidelity, Baring, Templeton, GAM, Nevsky, INVESCO, Putnam, Blackrock, Thames River, Sarasin, Henderson, ABN Amro, Mellon, Legg Mason, etc....Contact Us

Our Best Advice

1. Buy managed futures (Trend Fund, AHL) as they continue to make money come rain or shine & since anything other than 2. & 3. is high risk nowadays, you may as well reap the benefit.

2. Buy other peoples life assurance

3. Only keep cash in 100% government guaranteed bank accounts.

4. Consider dipping your toe in Emerging Markets as they are the most likely to recover first. see FMG Rising 3 Fund

If you wish to join our client list: Contact Us We have qualified, regulated advisers waiting to help you make the right decision.

Regular Savings Account

Cheaper, more flexible, more convenient than any life company, bank or fund provider plus you have 100% liquidity of your savings at all times. Open a Luxembourg account above and your monthly savings will be automatically invested in the funds of your choice at the same discounted rate, plus on regular savings there are no deal fees!...Contact Us

Equity Funds

HSBC GIF Chinese Equity Fund

Are you ready to buy China again?

To make it easier on your pocket, we have reduced the front load fees to 1.1%

Templeton Latin American Fund

Up 43.03% Year to Date...save up to 80% on the normal front end load fees

UK Tax Benefits

Offshore Life Assurance Bond

UK investors including Non-doms benefit from roll-up of gains without deduction of tax on either offshore funds or offshore bank accounts held within this type of bond. You can also take 5% income pa with no immediate tax liability. Ideal if you need an income in the UK or need growth & will live abroad in the future.

EU Savings Directive

Essential reading for EU residents who have offshore investments or offshore bank accounts especially as the with-holding tax increases next month from 15% to 25% >>

Terms & Conditions >>

This website states expert opinion on offshore investments. It is not personal advice as we are not aware of your individual requirements. This website is not directed at UK, US or Hong Kong residents. It is for UK expatriates & other international investors who may legally invest offshore >>

*Normal fund management fees apply. Based on on normal front end load of 5%. Deal fee waived on regular savings & annual account fee increases from €36 to €48.