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Offshore Wrap Account
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| Reserve
Account from Friends Provident International |
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| 10,000+
offshore funds |
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one
account for all your funds
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| AAA
rated jurisdiction |
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Reduced
fund bid/offers |
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easy,
fast, secure control of your whole investment portfolio |
| Tax
free growth |
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| One
fax to trade |
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We save you 6.5% |
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| Reserve is
an offshore wrap account (wrapper).
It provides you with a low cost
structure that allows you to easily invest into over 10,000
offshore funds.
It saves you money on the fund
bid/offer spread.
You can invest in multiple
currencies without conversion at any time.
If you are a UK resident or
planning to return to the UK then it
also offer
value tax breaks. |
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If
you are used to seeing a list of 20-100 funds and picking 3 or 4,
then this will be a refreshing change or daunting challenge.
Considering,
at best, your average wrapper only allows you access to 1% of the fund
market, you are certainly missing out.
Is
there any other market that you would accept being able to buy only from
such a restricted product range?
If
you value freedom of choice, low costs and investment flexibility then
Reserve is for you.
Also,
if you are now or about to become a UK resident, then Reserve provides
substantial
UK tax efficiency that cannot be achieved by a direct
holding of offshore funds.
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Summary of Reserve Benefits
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Reduces |
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Increases |
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UK residents tax liability** |
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privacy |
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-
fund bid/offer spread |
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-
control |
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settlement period |
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-
investment management |
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-
number of contract notes |
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investment opportunities |
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3 Reasons to choose Reserve rather than a
product from another provider.
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Lowest cost |
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- virtually unrestricted fund range
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- Friends Provident International are
well known for value for money products and high client service
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There
are two Reserve options:
Personalised
- invest in a wide range of assets including listed
mutual funds and shares.
Collective
- invest in recognised listed mutual funds & benefit from
substantial
UK tax breaks** such as:
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5% annual cumulative withdrawal
allowance for up to 20 years
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defer gains to when
you are a lower rate or non-UK tax payer
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swap funds or receive fund income without causing a chargeable gain
- option to assign sub-policies to lower rate or
non-tax payer
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- read
more in our technical guide
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Contact
us now for fund advice tailored to your individual risk profile and
we will blend together a selection of our recommended funds into a
balanced, growth oriented portfolio that performs regardless of any
downturn in a single market or economy.
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Reserve
Brochure
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Application
Form
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Guide to Collective Investments
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Guide
to Personal Investments
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Fact Sheet
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UK Tax Advantages |
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Reserve Charges after
our commission rebate |
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Based on cash or assigned mutual funds of
total min. value of £100,000 |
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1) Establishment Fee*
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1.50% bid/offer (instead of 8%) or 0.091
per quarter for 5 yrs only (capital invested not fund value) |
| 2)
Administration Charge |
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£101.50 per
quarter
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3) Fee for each fund buy or sale |
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£22.50 + 8 EUR equivalent |
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Company Name
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Friends
Provident International
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| Funds
under management |
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£101 billion (Friends Provident Group on 30/06/07). |
| Account
Name |
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Reserve |
| Account Type |
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Offshore
Portfolio
Bond |
| Jurisdiction |
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Isle of Man
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| Minimum Investment |
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£50,000 or equivalent transfer of
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existing funds/share holding.
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| Maximum Investment |
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None
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| Acceptable
Currencies |
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£ Stg, US $, € Euro, HK $, Swedish Krona, AUD, Yen, etc.
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Contact
us for our best quote through the enquiry form on
the left.
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**
Aimed at UK
Expatriates becoming UK residents. |
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Offshore Wrap Account
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Do you need expert advice on offshore investments? Click Here
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Our Best Advice for FREE
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1. Buy
managed futures (Trend Fund) as
they continue to make money come rain or shine & since anything
other than 2. & 3. is high risk nowadays, you may as well reap
the benefit. |
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| 2. Buy other
peoples life assurance |
| 3. Only keep
cash in 100% government guaranteed bank accounts. |
| If you wish
to join our client list:
Contact
Us We have regulated authorised advisers waiting to help you
make the right decision. |
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Regular Savings
Account
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Cheaper, more flexible, more
convenient than any life company, bank or fund provider plus you
have 100% liquidity of your savings at all times. Open a
Luxembourg account above and your monthly savings will be
automatically invested in the funds of your choice at the same
discounted rate, plus on regular savings there are no deal fees!...Contact
Us
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Equity Funds
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HSBC GIF Chinese
Equity Fund |
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| Are you ready to buy China
again? |
| To make it easier on your
pocket, we have reduced the front load fees to 1.1% |
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UK
Tax Benefits
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Offshore Life Assurance
Bond
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UK investors including
Non-doms benefit from roll-up of gains without deduction of tax
on either offshore funds or offshore bank accounts held within
this type of bond. You can also take 5% income pa with no
immediate tax liability. Ideal if you need an income in the UK
or need growth & will live abroad in the future. |
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EU Savings
Directive
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Essential
reading for EU residents who have offshore investments or
offshore bank accounts especially as the with-holding tax
increases next month from 15% to 25%
>> |
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Terms
& Conditions
>>
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This website states
expert opinion on offshore
investments. It is not personal advice as we are not aware of
your individual requirements. This website is not directed at
UK, US or Hong Kong residents. It is for UK expatriates & other
international investors who may legally invest offshore
>>
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*Normal fund management
fees apply. Based on on normal front end load of 5%. Deal fee
waived on regular savings & annual account fee increases from
€36 to €48. |
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